Using ATMs in Korea: Fees, Limits, and What Foreigners Should Know

Using ATMs in Korea: Fees, Limits, and Simple Tips for Foreigners

Many travelers worry about using ATMs in Korea.
Some machines work perfectly. Others reject foreign cards.

This guide explains where ATMs work, what fees to expect, and how foreigners can avoid common problems.


Where Foreign Cards Work Best in Korea

Convenience store ATM in Korea

Not all ATMs accept international cards.
Choosing the right machine saves time and stress.

The safest places are:

  • Convenience stores (CU, GS25, 7-Eleven)
  • Large bank branches
  • ATMs at airports and major stations

Machines labeled “Global ATM” usually work best.


ATM Fees When Using ATMs in Korea

ATM fees depend on two things, including standard ATM withdrawal fees.

  • The Korean bank
  • Your home bank

Typical situations include:

  • A local ATM fee charged in Korea
  • An extra foreign withdrawal fee from your bank

The exact amount varies, so checking your bank policy helps.


Daily Withdrawal Limits You Should Know

When using ATMs in Korea, limits apply.

Most foreigners encounter:

  • A per-transaction limit
  • A daily withdrawal limit

If a machine rejects your request, try a smaller amount.


Common ATM Problems for Foreigners

Problems are common but easy to fix.

Typical issues include:

  • Card not recognized
  • Transaction canceled
  • Machine running out of cash

Trying another ATM often solves the issue.


Tips for Using ATMs in Korea Safely

Simple habits reduce problems.

  • Use ATMs inside convenience stores at night
  • Avoid isolated machines
  • Keep receipts for bank records

Most travelers withdraw cash without trouble.


FAQ

Is it easy to use ATMs in Korea?

Yes, if you use global ATMs or convenience store machines.

Do Korean ATMs charge fees?

Some do. Your home bank may also charge fees.

Can tourists withdraw cash at the airport?

Yes. Airport ATMs are foreign-card friendly.

Which cards work best in Korea?

Visa and Mastercard work most reliably.

What if an ATM rejects my card?

Try another machine or reduce the withdrawal amount.

Is cash still needed in Korea?

Yes, but only small amounts for specific situations.

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